How to create AU small finance saving bank account?

Create AU small finance saving bank account 

AU Small Finance Bank is a well-known bank in India that offers various financial services, including savings accounts. Creating an AU Small Finance Bank savings account is a simple and easy process, and in this article, we will guide you through the steps of creating your account.

Online account online link Click here

Step 1: Choose the Type of Savings Account

 AU Small Finance Bank offers various types of savings accounts to cater to different needs. To create an account, you must first decide which type of account you want to open. Some of the popular types of accounts offered by AU Small Finance Bank include:

1. Regular Savings Account
2. Basic Savings Bank Deposit Account
3. Small Basic Savings Bank Deposit Account
4. Smart Salary Account
5. Privilege Savings Account
6. Family Savings Account
7. Youth Savings Account
8. Super Savings Account

You can find more information about the features and benefits of each account on the AU Small Finance Bank website.

 Step 2: Gather the Required Documents

 To open a savings account with AU Small Finance Bank, you will need to provide some basic documents as proof of identity and address. These documents include:

• Aadhaar Card
•  PAN Card
•  Passport
•  Voter ID Card
•  Driving License
•  NREGA Card
•  Utility Bills
•  Bank Account Statement
•  Rent Agreement

 You may also need to provide a passport-sized photograph and signature proof.

Step 3: Visit the Nearest Branch

Once you have chosen the type of savings account you want to open and gathered the required documents, you need to visit the nearest AU Small Finance Bank branch to open the account. You can find the nearest branch on the AU Small Finance Bank website.

Step 4: Fill the Account Opening Form

At the branch, you will be required to fill out an account opening form. This form will require you to provide some basic personal and contact information, such as your name, address, phone number, and email address. You will also need to provide your PAN and Aadhaar card details.

Step 5: Provide the Required Documents

After filling out the account opening form, you will need to provide the required documents as proof of identity and address. Make sure to carry the original documents along with a photocopy.

Step 6: Submit the Account Opening Form and Documents

After providing all the required documents, submit the account opening form, and documents to the bank representative. The bank representative will verify the details provided in the form and documents.

Step 7: Deposit the Minimum Amount

To activate your AU Small Finance Bank savings account, you will need to deposit a minimum amount, which varies according to the type of account you have chosen. You can find the minimum balance requirement on the AU Small Finance Bank website.

Step 8: Activate Your Debit Card

Once your account is opened, the bank will provide you with a debit card. You will need to activate the card to start using it. The bank representative will guide you through the activation process.

Step 9: Set up Online Banking

AU Small Finance Bank provides online banking services, which allows you to access your account from anywhere and at any time. You can set up your online banking account by visiting the bank's website or by downloading the mobile app.

Step 10: Start Using Your Account

Once your account is activated, you can start using it to deposit and withdraw money, pay bills, and make transactions. You can also set up standing instructions for regular payments and transfers.

Benifits of AU small finance Bank

1. Overdraft facility for eligible account holders
2. Easy bill payment and recharge options
3. Availability of recurring deposit accounts
4. Locker facilities for safe storage of valuable items
5. Online tax payment and filing options
6. Availability of international debit cards for eligible account holders
7. Loyalty rewards program for eligible account holders
8. Special offers and discounts on partner merchant transactions
9. Dedicated business banking services for small and medium enterprises
10. Online payment gateway services for businesses
11. Easy import and export payment services for businesses
12. Availability of trade finance services for businesses
13. Access to government schemes and grants for eligible businesses
14. Competitive foreign exchange rates for businesses
15. Availability of working capital loans for businesses
16. Availablility of business overdraft facilities
17. Availability of loan against property for businesses
18. Online forex trading services for eligible account holders
19. Quick and hassle-free remittance services
20. Availability of NRI banking services
21. Easy repatriation of funds for NRIs
22. Dedicated customer service for NRIs
23. Easy transfer of funds between NRE/NRO accounts
24. Online account opening facility for NRIs
25. Safe and secure foreign currency exchange services
26. Availability of online travel card services for NRIs
27. Competitive exchange rates for NRIs
28. Availability of online international money transfer services for NRIs
29. Availablility of investment options for NRIs
30. Dedicated relationship manager for premium NRI account holders
31. Easy access to bank services through multiple channels
32. Availability of multiple language customer service support
33. Safe and secure online banking transactions
34. Availability of customized banking solutions
35. Multiple payment options for eligible account holders
36. Easy access to account information through mobile app and internet banking
37. Convenient and hassle-free banking services
38. Availability of customized credit and debit cards
39. High withdrawal and transaction limits for eligible account holders
40. Easy and quick loan approval process for eligible account holders
41. Availability of collateral-free loans for eligible account holders
42. Competitive interest rates on loans and credit cards
43. Low processing fees and charges on loans and credit cards

Conclusion:

Opening a savings account with AU Small Finance Bank is a simple and easy process. By following the steps mentioned above, you can create your account and start enjoying the various benefits that come with it. If you have any doubts or queries about the account opening process, you can comment below.

Thank you